What's in these terms?
These terms tell you the rules for using my website www.karolinapalac.com (my site).

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Who I am and how to contact me
www.karolinapalac.com is a site operated by Karolina Palac ("I"). I am a registered entity based in Vienna, Austria.
Registered address: Große Neugasse 38/1, Vienna, Austria.
To contact me, please call +43 660 950 2920, or email contact@karolinapalac.com.

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By using my site, you accept these terms
By using my site, you confirm that you accept these terms of use and that you agree to comply with them.
If you do not agree to these terms, you must not use my site.
I recommend that you print a copy of these terms for future reference.

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There are other terms that may apply to you
These terms of use refer to the following additional terms, which also apply to your use of my site:

• My Privacy Policy

• My Cookie Policy, which sets out information about the cookies on my site.

• If you purchase services from my site, my Terms and Conditions of Service will also apply.

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I may make changes to these terms
I amend these terms from time to time. Every time you wish to use my site, please check these terms to ensure you understand the terms that apply at that time.

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I may make changes to my site
I may update and change my site from time to time to reflect changes to my services, my users' needs, and my business priorities.

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I may suspend or withdraw my site
My site is made available free of charge.
I do not guarantee that my site, or any content on it, will always be available or uninterrupted. I may suspend, withdraw, or restrict the availability of all or any part of my site for business and operational reasons. I will try to give you reasonable notice of any suspension or withdrawal.
You are also responsible for ensuring that all persons who access my site through your internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

 

I may transfer this agreement to someone else
I may transfer my rights and obligations under these terms to another organisation. I will always inform you in writing if this happens, and I will ensure that the transfer will not affect your rights under the contract.

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How you may use material on my site
I am the owner or the licensee of all intellectual property rights in my site, and in the material published on it. These works are protected by copyright laws and treaties worldwide. All such rights are reserved.

You may print off one copy, and download extracts, of any page(s) from my site for your personal use, and you may draw the attention of others within your organisation to content posted on my site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences, or any graphics separately from any accompanying text.

My status (and that of any identified contributors) as the authors of content on my site must always be acknowledged.

You must not use any part of the content on my site for commercial purposes without obtaining a licence to do so from me or my licensors.

If you print off, copy, or download any part of my site in breach of these terms of use, your right to use my site will cease immediately, and you must, at my option, return or destroy any copies of the materials you have made.

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Prohibited Uses of My Site
You may use my site only for lawful purposes. You must not use my site:

• In any way that breaches any applicable local, national, or international law or regulation.

• In any way that is unlawful, fraudulent, or has any unlawful or fraudulent purpose or effect.

• For the purpose of harming or attempting to harm minors in any way.

• To bully, insult, intimidate, or humiliate any person.

• To send, knowingly receive, upload, download, use, or re-use any material that does not comply with my content standards, detailed below.

• To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material, or any other form of similar solicitation (spam).

• To knowingly transmit any data, send, or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware, or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

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You also agree:

• Not to reproduce, duplicate, copy, or resell any part of my site in contravention of the provisions of these terms.

• Not to access without authority, interfere with, damage, or disrupt:

  • Any part of my site;

  • Any equipment or network on which my site is stored;

  • Any software used in the provision of my site; or

  • Any equipment, network, or software owned or used by any third party.

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My Content Standards

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These content standards apply to all material you contribute to my site (“Contribution”), as well as any interactive services associated with it. The standards must be adhered to in both spirit and letter. They apply to each part of any Contribution, as well as to its entirety.

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I will determine, at my discretion, whether a Contribution breaches these Content Standards.

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A Contribution must:

• Be accurate (where it states facts).

• Be genuinely held (where it states opinions).

• Comply with the laws of England and Wales, and any country from which it is posted.

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A Contribution must not:

• Be defamatory towards any person.

• Be obscene, offensive, hateful, or inflammatory.

• Bully, insult, intimidate, or humiliate any person.

• Promote sexually explicit material.

• Include child sexual abuse material.

• Promote violence.

• Promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.

• Infringe on the copyright, database rights, or trademarks of any person.

• Be likely to deceive any person.

• Breach any legal duty owed to a third party, such as a contractual duty or duty of confidence.

• Promote any illegal activity.

• Be in contempt of court.

• Be threatening, abusive, invade another's privacy, or cause annoyance, inconvenience, or unnecessary anxiety.

• Be likely to harass, upset, embarrass, alarm, or annoy others.

• Impersonate any person or misrepresent your identity or affiliation with any person.

• Give the impression that the Contribution originates from me (or Collective Psychology) if this is not the case.

• Advocate, promote, or incite anyone to commit or assist in any unlawful or criminal act, such as (but not limited to) copyright infringement or computer misuse.

• Contain any statement that you know or reasonably believe could encourage or induce acts of terrorism.

• Contain advertising or promote services or web links to external sites.

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Consequences of Breach
Failure to comply with these Content Standards constitutes a material breach of the terms under which you are permitted to use my site and may result in the following actions:

• Immediate, temporary, or permanent withdrawal of your right to use my site.

• Immediate, temporary, or permanent removal of any Contribution uploaded by you to my site.

• Issuance of a warning to you.

• Legal proceedings against you for reimbursement of all costs on an indemnity basis (including, but not limited to, reasonable administrative and legal costs) resulting from the breach.

• Further legal action.

• Disclosure of such information to law enforcement authorities as I reasonably deem necessary or as required by law.

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Limitation of Liability
I exclude all liability for actions taken in response to breaches of these Content Standards. The actions I may take are not limited to those described above, and I may take any action I reasonably deem appropriate.

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Do Not Rely on Information on This Site

The content provided on my site is for general informational purposes only and should not be considered medical, specialist, or professional advice. It is not intended to be a substitute for professional guidance, and you should seek expert advice before making any decisions based on the information presented here.

Do not delay seeking professional advice because of something you have read or seen on this website. If you are unsure whether our services are suitable for you, or if you have a pre-existing health condition that may affect your ability to safely use our services, you must consult with a qualified healthcare professional (such as your doctor or another medical expert) before participating.

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By using this site and/or engaging with my services, you acknowledge that you are doing so voluntarily, and you are solely responsible for your choices, actions, and results—both now and in the future.

I cannot guarantee any specific outcome from your participation in our services or use of the site, and you acknowledge that each individual’s experience may differ. While I make reasonable efforts to ensure that the information on this site is accurate, complete, and up-to-date, I make no representations or warranties—whether express or implied—about the accuracy, completeness, or currentness of the content.

 

I Am Not Responsible for Websites I Link To

​My site may contain links to third-party websites and resources for your information and convenience. These links are provided solely for reference purposes and should not be construed as an endorsement or approval of the linked websites or any information you may obtain from them.

I do not have control over the content, policies, or practices of these external websites and resources. Therefore, I am not responsible for, and do not accept any liability arising from, the use or reliance on any linked websites or their content.

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User-Generated Content Is Not Approved by Me

My website may include information and materials uploaded by other users, such as on bulletin boards and chat rooms. Please note that I have not verified or approved this content. The views expressed by other users on my site do not represent my views or values.

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My Responsibility for Loss or Damage Suffered by You

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Whether you are a consumer or a business user:

​I do not exclude or limit in any way my liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by my negligence or the negligence of my employees, agents, or subcontractors, and for fraud or fraudulent misrepresentation.
Different limitations and exclusions of liability will apply to liability arising as a result of the supply of any products or services to you, which will be set out in my Terms and Conditions of Supply.

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If You Are a Business User:​

• I exclude all implied conditions, warranties, representations, or other terms that may apply to my site or any content on it.
• I will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: • your use of, or inability to use, my site; or
• your use of or reliance on any content displayed on my site.
• In particular, I will not be liable for:
• loss of profits, sales, business, or revenue;
• business interruption;
• loss of anticipated savings;
• loss of business opportunity, goodwill, or reputation; or
• any indirect or consequential loss or damage.

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If You Are a Consumer User:

 

• Please note that my site is intended solely for personal and domestic use. You agree not to use the site for any commercial or business purposes. I am not liable for any loss of profit, loss of business, business interruption, or loss of business opportunity you may incur.

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How I May Use Your Personal Information
I will only use your personal information in accordance with the terms outlined in my Privacy Policy.

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I Am Not Responsible for Viruses, and You Must Not Introduce Them
I do not guarantee that my site will be secure or free from bugs or viruses.
You are responsible for ensuring that your information technology, computer programs, and platform are configured to access my site. It is recommended that you use your own virus protection software.
You must not misuse my site by knowingly introducing viruses, trojans, worms, logic bombs, or other malicious or harmful materials. You must not attempt to gain unauthorized access to my site, the server on which it is stored, or any server, computer, or database connected to it.
You must not carry out a denial-of-service attack or a distributed denial-of-service attack on my site.
Breaching this provision would constitute a criminal offence under the Computer Misuse Act 1990. I will report any such breaches to the relevant law enforcement authorities and will cooperate with them by disclosing your identity. In the event of such a breach, your right to use my site will cease immediately.

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Rules About Linking to My Site
You may link to my homepage, provided that you do so in a fair and legal manner that does not harm my reputation or take advantage of it.
You must not create a link that implies any form of association, approval, or endorsement on my part where none exists.
You must not link to my site from any website that is not owned by you.
My site must not be framed on any other site, nor may you create a link to any part of my site other than the homepage.
I reserve the right to withdraw linking permission at any time without notice.

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Effective as of 01/03/2025

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